Individual Coverage

Individual Coverage

 

Medical
For many people, group medical coverage is simply not an option. In an effort to meet the needs of a variety of health care consumers, Pilot Benefits offers individual medical coverage through Blue Cross Blue Shield and Coventry One. These policies can be more affordable than group coverage, while still offering amenities such as co-pays and maternity coverage.

Dental
The evidence in support of good dental health grows stronger every day. Individual dental coverage can be an excellent option for those who do not have access to group coverage. Benefits include routine exams and bite-wing x-rays at little or no additional cost to you.

Are you in need of dental coverage?

- Madison National Dental Plans

- Ameritas Dental

SecurityLife Dental

Medicare
For those individuals 65+ years of age group coverage can simply be too expensive to consider. Pilot Benefits has partnered with several health carriers to offer a variety of options, including Supplements, Medicare Advantage plans and prescription drug benefits, better known as Medicare Part D.

Short-term
Accidents and sicknesses are never planned and are often difficult to manage. For transition periods such as post-graduation or probationary periods with new jobs, temporary insurance is important and necessary.  An inexpensive, catastrophic policy can provide a sense of security until a more permanent solution is found.

International
Most people do not know that their medical plan does not cover medical evacuation in the event of an emergency. In fact, arrangements are usually made to treat patients in the nearest hospital. International medical policies provide a level of coverage specifically for travelers. An international network of providers can treat minor conditions, while a medical evacuation benefit pays to bring the member back to the United States in the event of a more serious accident or illness.